NEVER TAKE INSURANCE
On a double down the dealer will give you just one more additional card. If a casino allows double down, you should do it if you have a card total between 9 and 11, with the following exceptions. The
dealers card is an Ace and your total is 11. When your total is 10, double down unless the dealer has an Ace or Ten. For a total of 9, double down if the dealer has a three, four, five or six. If you
do not play a double down take a hit and follow the information above.
If your first two cards are the same, a majority of casinos will allow you to split your hand and play the cards as two separate hands. Always split aces and eights, but do not split fives and tens.
If you can double down after splitting then split twos, threes or sevens if the dealers face card is a 2,3,4,5,6 or 7.
If you can not double down do not split twos or threes if dealer has two or three. Only split a 4 if the dealer has a five or six, but do not split if you can not double down. As for sixes split if
the dealer has a seven, ten or ace. If you can not double down only split sixes if dealer has three, four, five or six.
When you are dealt a pair you can choose to Split Pairs. Splitting pairs means separating the two cards into two hands, matching the bet for the new hand and playing both hands against the dealer. The
blue squares on the Split Pairs strategy chart will indicate to you when you should split pairs.
A soft hand is any hand with an ace. Soft hands totaling 19 should always stay. If your soft hand total is eighteen and the dealer shows a two, seven or eight you should stay, but if the dealer shows
a three, four, five or six you should double down. If you can not double down, then stay.
A hard hand is any hand without an ace.
When you start a new game of 21st Century Blackjack the computer sets up a Blackjack table for you. The computer plays the part of the dealer at a Casino style blackjack table. You are sitting at the
bottom of the screen with your chips in front of you. The other seats at the table are empty. This is a game of one-on-one blackjack; you against the dealer. The deck is displayed at the top right of
the screen. Initially you start with six decks, the yellow card at the back of the deck indicates the shuffle point. When the yellow card is exposed the deck is shuffled. The card counting statistics
are displayed for you at the bottom right of the screen. The bottom of the screen contains the tool bar which gives you quick access to the most common operations and information about your game.
Placing a Bet
To get started you must place a bet. The tool bar buttons at the left make it easy to place a bet. The left most button will place the minimum bet, $5, the next will place double the minimum and so on
up to the maximum bet, $100. Single, double, triple and quadruple bets are common in blackjack hence these buttons are made available for you. The $ value next to the bet buttons is the value of your
pile of chips. The '$' button will display your current standings including money you may have borrowed from the house. Next to that is the value of your current bet followed by the play buttons.
You can also select individual chips to bet by pointing at the denomination on the screen an clicking the left mouse button. Continue to click on chips until you have placed your desired bet the click
the 'check' button to place the bet (i.e. deal the hands) or click the 'X' button to cancel your bet.
If you win the hand the dealer pays you an amount equal to your bet. If you lose the dealer takes your bet.
If you are dealt a ten card and an Ace you have a Blackjack (21) and automatically win the hand unless the dealer also has a Blackjack. The dealer will pay you an amount equal to one and a half times
Source Steve Bourie, editor,(1998) American Casino Guide, Casino Vacations, Dania, Florida